Permanent Minnesota Residents 18 or over ONLYIt’s easy to get up to $500 today.
For each new customer, these are the qualifications needed:
Permanent Minnesota Residents 18 or over ONLY
Must be permanently employed full time for a minimum of 6 months and must present your last two paycheck stubs
Checking account (minimum of 3 months) You will need to bring your latest checking account bank statement (should have at least 30 days of history on it, dated on the day you are applying for the loan). Checking account must show a postive balance.
Your Checkbook (No starter checks, no counterchecks)
Photo I.D. (Driver's License, State Issued I.D., etc)
Home Phone Bill - You will need to bring in your latest home phone or a contract cell phone bill (no pre-paid phones) along with a utility bill (Xcel Energy / Minnegasco) with matching address
3 References - Must be from the Metro are and not living with you, relatives are O.K. Please have their Name, address(Including Zip Code) and a phone number for them.
For first time SSI loan customers (or any customer receiving 1 payment per month), these are the qualifications needed:
Permanent Minnesota Residents 18 or over ONLY
Award Letter from Goverment
Same Checking account, home phone bill and references from above
Your Checkbook (No starter checks, no counterchecks)
Photo I.D. (Driver's License, State Issued I.D., etc)
For existing customers, these are the qualifications needed:
Permanent Minnesota Residents 18 or over ONLY
Latest pay stub
Checking account balance (dated on the day you are applying for loan)
Your Checkbook (No starter checks, no counterchecks)
Photo I.D. (Driver's License, State Issued I.D., etc)
If you meet these basic requirements, then UnLoan can probably get you a cash loan today. Simply fill out a short application in one of our retail locations. Make sure that all information is complete. Once submitted, UnLoan representatives will review the application and provide you with an answer within 15 minutes during business hours. Once approved, you will receive a Consumer Note and Loan Agreement that you will need to review carefully and sign before getting your cash.
Term of loan
All loans are due and payable in full in two weeks. Minnesota law requires that all loans be paid in full before another loan can be issued.
Cost of loan
UnLoan charges 2.75% interest (33% APR) plus a $25 loan administration fee on all loans. Loans can be paid off early and interest will only be charged for the time the loan was held. All fees are paid on the loan’s due date.